Why Choose A Funeral Plan?2020-11-24T15:41:45+00:00

Why Choose A Funeral Plan?

Here at Joseph A Hey & Son, we understand that funerals can put a lot of financial pressure on families who are already trying to cope with the loss of a loved one. That’s why we offer a range of prepaid funeral plans in Bradford that are carefully designed to eliminate the financial burden and make things slightly easier for your family in event of your passing away. For more information, please contact our expert funeral planning guides in Bradford, who will be more than happy to talk you through your options.

Our experienced funeral directors can offer a funeral planning guide to all those who wish to finalise their personal funeral arrangements before their death. All pre-paid funeral plans are protected against inflation in the UK, ensuring the price you pay covers your funeral in its entirety, regardless of when it takes place in the future

Providing Your Family with Financial Peace of Mind

It goes without saying that thinking about your own mortality can be uncomfortable. Nevertheless, taking a pragmatic approach can go a long way toward ensuring not only that your funeral service is carried out in line with your wishes, but also that your family is not unnecessarily burdened with the costs involved with the funeral. A funeral plan is a promise to deliver a funeral in the future at today’s prices.

Funeral Costs in the UK are Rising Every Year

According to the 2018 SunLife cost of dying report the average cost of a funeral in 2004 was £1,920, today it is over £4,000. That is an increase of over 100% which is well above inflation. Golden charter funeral plans offer an easy way to pay for your funeral directors service at a cost that fixed at current prices.

*SunLife cost of dying report 2018.

Pre-Paid Funeral Plans FAQs

Yes, simply complete the ‘plan holder’s representative’ section of the application process.

We will arrange for all correspondence to be sent to you, however if paying by fixed monthly payment, please note the plan holder will be contacted directly by Phoenix Life Limited who provide this payment option.

Please let us know you are moving so we can update our records.  You will have the option to move your plan to a different funeral director, if required.

Please let us know you are moving so we can update our records.  You will have the option to move your plan to a different funeral director, if required.

As an additional benefit, should you die away from home but within mainland UK, we will arrange transportation back to the funeral home.  Overseas transportation is not included in your plan.  Please refer to the terms and conditions. for full details.

We will inform you if this happens and appoint a new funeral director in accordance with your wishes.

You can tell us about any special wishes for your funeral when you apply.  If these incur additional costs, not covered by your plan, these will need to be paid at the time of the funeral.

As a plan holder you will receive a membership pack containing contact details for your funeral director. When the time comes your family simply contacts the funeral director and quotes your plan number. The funeral director will then take care of all the arrangements.

If you have a preferred funeral director, you can let us know when you apply.  If you don’t have any preference, we will simply appoint a funeral director near to you from our network of local independent funeral directors. Golden Charter will make every effort to allocate your plan to your selected funeral director, however this is not always possible. If this is the case, we will contact you to advise you of this and discuss an alternative choice of funeral director.”

Your payments are protected.  Depending on how you have chosen to pay, your money will be paid into the Golden Charter Trust or a life assurance policy with Phoenix Life Limited.  It will be held there until needed to pay for your funeral arrangements.

When your plan is accepted, you will receive a Plan Documents pack which includes full details of your chosen funeral plan, your payment schedule and what to do at time of need. You’ll also find a membership card and a certificate containing your plan number (with a spare certificate to give to your next of kin). Contact information for your funeral director is also included and they will be happy to hear from you if you’d like to discuss any aspect of your funeral plan.

We may also call you to make sure you are happy with the details of your plan and payment choice.

“Very caring and thoughtful throughout all our communications, Even catered for our elderly family and friends at the graveside. Thank you.”

Janet Dearne, Bradford

“From the first phone call on the day my dad died we we treated with grace and respect. The details were explained to us when Mr Stott came to make all the arrangements with us. We were advised of the options for the service we were not persuaded to do anything ina certain way and the decisions were left to us.”

Jackie Fearnsides, Shipley

“The kindness and compassion shown to us in are time of grief was outstanding. We would recommend using Joseph A. Hey & Son Ltd. to anyone in their time of need.”

Suzan Priestley, Bingley

“Couldn’t have asked for a better service, very friendly, caring and helpful, made you feel at ease all the time. Will recommend to others. Rev. Ian Slater made us feel like he actually knew Brenda, and Edward felt more like a friend than Funeral Director.”

Brian Taylor, Bradford

“It has been 17 years since we have used Joseph heys. I am so glad we decided to use them again we had to do nothing, they dealt with everything. A tradtional family run funeral directors whom give personal qualities from start to finish. Highly recommended and special thanks to Edward Stott.”

Kala Smith, Bradford

“An efficient and compassionate organisation that allowed us to give my friend, Val a dignified yet celebratory final journey.”

Beverley Howard, Bradford

“As fantastic as ever. You have done most of the family over the years and standards have never slipped. The attention to detail was second to none. Thank you to everyone at Heys.”

Immelda Waterhouse, Bradford

“Words can’t explain what a good service use did for my dad john mccrickard my thanks goes to philip for all the help he done for us thanks again.”

Louise McCrickard, Bradford