Pre-Paid Funeral Plans2020-11-24T15:20:37+00:00
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Pre-Paid Funeral Plans

A Golden Charter funeral plan is a safe and simple way to get real peace of mind

Nobody wants their family to face money worries in the future. With a funeral plan in place you fix the cost of the funeral director’s services in your plan at today’s prices. So no matter how much the cost of these services rise in the future, your family will have nothing more to pay for these services – guaranteed (once your plan is paid in full). Owned by funeral directors across the UK.

With a Golden Charter Funeral Plan your payments are protected. Your money is paid into the Golden Charter Trust, a separate entity from Golden Charter and is run by an independent board of trustees who are chosen for their skills, experience and they safeguard the payments made by our plan holders. They make sure all future payments can be made, which means we can guarantee the funeral director services included in your plan.

Best Value Pre-Paid Flexible Funeral Plans

A funeral plan allows you to pay for your funeral in advance, in a lump sum or with monthly instalments. A pre-paid funeral plan will also freeze the funeral costs at today’s prices.

Joseph A Hey & Son Ltd provide funeral planning for all those who wish to arrange their funeral before their death. If you have a specific funeral in mind, doing so is the ideal way to ensure that you receive the funeral you desire in the event of your death.

Our bespoke funeral plans can accommodate all wishes and all personal circumstances. If you would prefer a non-religious or humanist ceremony, we can capture your wishes and ensure that your specific funeral requirements are documented and enacted when the time comes.

Depending on what you have planned, there can be some significant costs involved with making funeral arrangements. This is a common source of stress for surviving family members, and the added financial burden can make an already challenging time that extra bit more difficult. To alleviate these concerns, we offer prepaid funeral arrangements in Bradford, which allow you to focus your time and energy on honouring the departed rather than worrying about the financial side of things.

Compare Our Prepaid Funeral Plans

  • Value funeral plan – a simple funeral plan at a very affordable price

  • Standard funeral plan – Affordable plan with greater flexibility in regards to time and place of funeral.

  • Select funeral plan – Including added benefits of one limousine and higher quality coffin.

  • Premier funeral plan – Most comprehensive funeral plan including 2 limousines and a superior coffin.

  • With all the above pre-paid funeral plans you can choose any funeral director you may wish to use.

Once you have taken care of the funeral arrangements. You can personalise your plan as much or as little as you want to, from adding special requests such as funeral stationery, hymns, readings, or requesting your favourite flowers, or arranging a minister to conduct the ceremony, it’s up to you.


Yes, simply complete the ‘plan holder’s representative’ section of the application process.

We will arrange for all correspondence to be sent to you, however if paying by fixed monthly payment, please note the plan holder will be contacted directly by Phoenix Life Limited who provide this payment option.

Please let us know you are moving so we can update our records.  You will have the option to move your plan to a different funeral director, if required.

If you cancel within 30 days we will refund the payment you have made.  For details of cancellation terms after 30 days, please contact our office.

As an additional benefit, should you die away from home but within mainland UK, we will arrange transportation back to the funeral home.  Overseas transportation is not included in your plan.  Please refer to the terms and conditions. for full details.

We will inform you if this happens and appoint a new funeral director in accordance with your wishes.

You can tell us about any special wishes for your funeral when you apply.  If these incur additional costs, not covered by your plan, these will need to be paid at the time of the funeral.

As a plan holder you will receive a membership pack containing contact details for your funeral director. When the time comes your family simply contacts the funeral director and quotes your plan number. The funeral director will then take care of all the arrangements.

If you have a preferred funeral director, you can let us know when you apply.  If you don’t have any preference, we will simply appoint a funeral director near to you from our network of local independent funeral directors. Golden Charter will make every effort to allocate your plan to your selected funeral director, however this is not always possible. If this is the case, we will contact you to advise you of this and discuss an alternative choice of funeral director.”

Your payments are protected.  Depending on how you have chosen to pay, your money will be paid into the Golden Charter Trust or a life assurance policy with Phoenix Life Limited.  It will be held there until needed to pay for your funeral arrangements.

When your plan is accepted, you will receive a Plan Documents pack which includes full details of your chosen funeral plan, your payment schedule and what to do at time of need. You’ll also find a membership card and a certificate containing your plan number (with a spare certificate to give to your next of kin). Contact information for your funeral director is also included and they will be happy to hear from you if you’d like to discuss any aspect of your funeral plan.

We may also call you to make sure you are happy with the details of your plan and payment choice.

“Very caring and thoughtful throughout all our communications, Even catered for our elderly family and friends at the graveside. Thank you.”

Janet Dearne, Bradford

“From the first phone call on the day my dad died we we treated with grace and respect. The details were explained to us when Mr Stott came to make all the arrangements with us. We were advised of the options for the service we were not persuaded to do anything ina certain way and the decisions were left to us.”

Jackie Fearnsides, Shipley

“The kindness and compassion shown to us in are time of grief was outstanding. We would recommend using Joseph A. Hey & Son Ltd. to anyone in their time of need.”

Suzan Priestley, Bingley

“Couldn’t have asked for a better service, very friendly, caring and helpful, made you feel at ease all the time. Will recommend to others. Rev. Ian Slater made us feel like he actually knew Brenda, and Edward felt more like a friend than Funeral Director.”

Brian Taylor, Bradford

“It has been 17 years since we have used Joseph heys. I am so glad we decided to use them again we had to do nothing, they dealt with everything. A tradtional family run funeral directors whom give personal qualities from start to finish. Highly recommended and special thanks to Edward Stott.”

Kala Smith, Bradford

“An efficient and compassionate organisation that allowed us to give my friend, Val a dignified yet celebratory final journey.”

Beverley Howard, Bradford

“As fantastic as ever. You have done most of the family over the years and standards have never slipped. The attention to detail was second to none. Thank you to everyone at Heys.”

Immelda Waterhouse, Bradford

“Words can’t explain what a good service use did for my dad john mccrickard my thanks goes to philip for all the help he done for us thanks again.”

Louise McCrickard, Bradford